GIG Gulf

GIG Gulf publishes one personal accident plan for individuals and families in the UAE, the Smart Protector.^1,2

What does GIG Gulf’s personal accident plan pay?

Every plan pays permanent partial disability by the policy’s scale of indemnity and up to AED 10,000 to bring home the remains. The death benefit doubles for a death on a common carrier. Cover runs worldwide, 24 hours a day, and includes food poisoning, drowning, and injury as an innocent bystander in a strike, riot or civil commotion.²

Who can buy it?

People aged 18 to 64 who are GCC citizens or GCC residents with a valid business, employment or residence visa. No medical examination is needed. Family cover adds a spouse at 100% of the sum insured and up to four children at 10% each. More children can be added for an extra premium. The Preferred and Preferred Plus plans are not sold to van salesmen, drivers, industrial workers, mechanics, carpenters, plumbers, masons, farmers, filling station attendants and similar jobs.²

Ask GIG Gulf for the full policy wording and scale of indemnity before you buy.

How do you contact GIG Gulf?

GIG Gulf’s personal accident page gives 800 292, and +971 4 5074085 from outside the UAE.¹ The leaflet also gives +971 4 4476111 and info@gig-gulf.com, and a Dubai office on Floor 39, Churchill Executive Tower, Business Bay.²

How do you complain?

Complain to GIG Gulf first. If the answer does not settle it, Sanadak, the Central Bank’s insurance complaints unit, takes complaints against insurers.³ See where to complain.

The small print

The Central Bank register lists Gulf Insurance Group (Gulf) B.S.C Closed as a foreign insurance company under number 69.⁴ The leaflet states registration certificate number 69 dated 22 January 2002.²